GigCare Hub
See If You Qualify for GigCare
Answer a few quick questions and the official 11 health-screening questions used by GigCare's underwriter. We'll tell you in seconds whether you potentially qualify - then Nick can send you the next steps personally.
What this quiz does: it runs the same 11-question health screening the GigCare underwriter uses, so you get a realistic read on whether you'd be approved before spending time on a full carrier application. Nothing is submitted to the carrier from this page.
How to use it: answer the basic contact fields, then respond yes or no to each health question honestly. Answers close to a yes on any of the disqualifying conditions usually mean the plan won't be issued - which is useful to know so you can pivot to an ACA Marketplace plan that can't deny coverage.
Questions people ask before starting the quiz
Why does GigCare use these 11 health questions?
GigCare is a medically underwritten group plan. The carrier uses this standardized 11-question screening to decide whether it can accept the risk of covering you. A single yes on the disqualifying conditions usually means the plan won't be issued, which is why we check first before you spend time on a full application.
Is my quiz data stored or shared?
Your name, ZIP, email, and answers are stored securely so Nick can follow up and send tailored next steps. We don't sell your information, and the answers here are not sent to any carrier - final underwriting requires a signed carrier application.
How accurate is the result?
The quiz mirrors the exact 11 screening questions the underwriter uses, so a 'likely qualify' outcome is a strong signal. Final approval still depends on the carrier's review of your full application and any follow-up questions they may have.
What happens if I'm declined?
The ACA Marketplace can't deny you for pre-existing conditions and often includes premium subsidies that make it cheaper than GigCare. If the quiz suggests you'd be declined, we route you to the ACA comparison and can enroll you there instead.
How long does the full enrollment take after I qualify?
Once Nick sends the carrier application, most Working Owners complete it in 15 to 20 minutes. Underwriting typically returns a decision within 3 to 5 business days, and coverage can start as soon as the following month.
Related GigCare resources
- GigCare plan brochures & ratesSee 2026 monthly rates and download plan summaries.
- GigCare vs ACA MarketplaceSide-by-side comparison so you know your fallback.
- How GigCare worksEligibility, network, and enrollment steps.
- Is GigCare legit?Carrier, licensing, and how the plan is structured.