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    Free Medicare Enrollment Guide by Nick Depke

    A step-by-step walkthrough of Medicare enrollment - deadlines, plan options, and what to watch out for.

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    PDF Guide

    By Nick Depke

    This guide covers everything you need to know about enrolling in Medicare - from understanding your Initial Enrollment Period to avoiding late-enrollment penalties. Written by licensed independent agent Nick Depke, it walks you through deadlines, plan options (Part A, Part B, Supplements, and Advantage plans), and common mistakes to avoid. Whether you're turning 65 soon or helping a loved one navigate Medicare, this guide gives you clear, no-nonsense answers.

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    What's Inside

    • When to enroll - key deadlines you can't afford to miss
    • Part A & Part B explained in plain English
    • Medicare Supplement vs. Medicare Advantage - which is right for you
    • How to avoid late-enrollment penalties
    • Prescription drug coverage (Part D) basics
    • Step-by-step enrollment walkthrough

    About the Author

    Nick Depke  -  Licensed Independent Insurance Agent

    Nick Depke

    Licensed Independent Agent

    Nick Depke is a licensed independent insurance agent based in Omaha, Nebraska. He specializes in Medicare, health insurance, and life insurance - helping individuals and families find the right coverage without the pressure. Nick works with multiple carriers to ensure his clients get unbiased recommendations tailored to their needs.

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    Frequently Asked Questions

    Ideally 3 to 6 months before you turn 65. Your Initial Enrollment Period begins 3 months before your 65th birthday month and ends 3 months after. Starting early gives you time to compare plans without rushing.

    No - this guide is completely free. It's written to help you make informed decisions, not to sell you a specific plan.

    Medicare Supplement (Medigap) plans help cover out-of-pocket costs with Original Medicare, while Medicare Advantage (Part C) replaces Original Medicare with a private plan that often includes extra benefits. The guide covers the pros and cons of each.

    Absolutely. You can schedule a free, no-obligation consultation with Nick to discuss your specific situation and get a plan recommendation tailored to your needs.

    The enrollment process and plan types covered are national, so the guide is useful no matter where you live. However, Nick specializes in serving clients in Nebraska and Iowa.

    Ready to Find the Right Coverage? Get a Free Quote

    Tell me about your situation and I'll research the best options for you - no obligation, no pressure. Takes about 3 minutes.

    Ready to Find the Right Coverage? Get a Free Quote

    Tell me about your situation and I'll research the best options for you - no obligation, no pressure. Takes about 3 minutes.