GigCare is Non-ACA, under-65 group health coverage available to Working Owners of Population Science Management. The plans available through this agency use Blue Cross and Blue Shield of Nebraska's statewide Network Blue and Aetna, and include common member benefits such as telehealth, pharmacy benefit management, diabetes management, care guides, and price-transparency and prescription-savings tools. It is not ACA major medical, the tier-one plans are not designed for people with significant pre-existing or chronic conditions, the plans do not cover specialty medications, and there is a short health questionnaire for eligibility.
Last updated: June 2026.
Key takeaways
- GigCare is Non-ACA, under-65 group health coverage; it is not ACA major medical.
- The medical plans offered through this agency use only Blue Cross and Blue Shield of Nebraska's statewide Network Blue and Aetna.
- Common member benefits include telehealth, pharmacy benefit management, diabetes management, care guides, and price-transparency tools.
- Tier-one plans use a short health questionnaire, are not designed for significant pre-existing conditions, and do not cover specialty medications.
- Always confirm the current plan documents with a licensed agent before enrolling.
What Is Included
A GigCare plan typically includes a medical plan plus member benefits. On the medical side, the plans offered through this agency use:
- Blue Cross and Blue Shield of Nebraska's statewide Network Blue
- Aetna
Member benefits commonly include:
- Telehealth
- Pharmacy benefit management
- Diabetes management and supplies
- Care guides
- Price-transparency and prescription-savings tools
Specific medical plan designs, copays, deductibles, networks, and member benefits vary by plan and can change over time. Confirm the current details on the plan documents and with a licensed agent before enrolling.
What It Does Not Cover, and What It Is Not
- It is not ACA major medical. GigCare does not use ACA premium tax credits and is not subject to all ACA consumer protections.
- It is not guaranteed-issue. The tier-one GigCare plans are designed for people without significant pre-existing or chronic conditions, and there is a short health questionnaire that determines eligibility.
- It does not cover specialty medications. If you rely on specialty drugs, an ACA marketplace plan is generally the right fit.
- It is not for everyone. Anyone who would qualify for a meaningful ACA subsidy under current rules should compare both options carefully before deciding.
How to Tell If It Fits You
The honest screen is two questions: do you have significant pre-existing or chronic conditions, and would you qualify for an ACA subsidy. If you answer yes to either, ACA is usually the better fit. If you answer no to both and you want a broad-network group-style plan, GigCare is worth comparing. For the full comparison, see GigCare vs ACA Marketplace, and for the underlying model, see the PSM and GigCare explainer.
A Plain Disclaimer
Benefits, networks, carriers, member benefits, eligibility rules, and pricing vary and change over time. Nothing on this page is a quote or a guarantee of coverage. Always confirm the current details with a licensed agent and on the official plan documents before enrolling.
📚 Related Reading
Want to see the actual plan documents and confirm fit? I'm a licensed independent agent in Omaha. I can run the eligibility check, walk through the current plan options, and compare GigCare against an ACA plan side by side. Free consultation, no pressure.
Book a free consultation with Nick Depke or call (402) 680-6171.